What is my Debt Ratio?

Enter the information in the spaces below to find out what your debt ration is.

Debt Ratio Calculator
Use this calculator to determine your debt to income ratio. Generally speaking, a debt ratio greater than 40% may indicate that you are a higher risk candidate for a loan or mortgage.
Monthly income before taxes:
Spouse's monthly income before taxes:
Other monthly income:
Monthly rent/mortgage payment (or proposed mortgage payment):
Monthly 2nd mortgage payment:
Total of all monthly car/vehicle payments:
Total of all monthly credit union loan payments:
All other monthly consumer loan payments (student loans, etc.):
Total of all monthly minimum charge card payments (Visa, Mastercard, dept. store, etc.):
Other monthly mortgage payments (investment properties, etc.):
Other monthly payments (alimony, child support, etc.):
Your total income:
Your total monthly payments:
Your debt ratio: